The following Disclaimer applies to www.mariatoneva.com.

You or yours – means “You” as a visitor or user of the website www.mariatoneva.com. We, our, us, the Site or the Website means www.mariatoneva.com.


When browsing Our Site, accessing the free resources or purchasing products or services, the user acknowledges that they are completely responsible for their own actions and take action that they consider appropriate considering their own values and beliefs. We make no warranties regarding the accuracy, completeness, quality or suitability of any material or content.


The information contained in or made available through Our Site cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, psychological, medical, financial, and legal matters. You should regularly consult a doctor in all matters relating to physical or mental health. We make no warranties concerning any treatment, action, or application of medication by any person following the information offered or provided within or through Our Site. We will not be liable for any direct, indirect, consequential, special, or other damages that may result, including but not limited to economic loss, injury, illness or death. You alone are responsible for your decisions, actions and results in life, and by your use of Our Site, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance. Your use of Our Site and the content is not intended to create an advisory relationship.


When addressing financial matters in our site, newsletters or other content, we do not guarantee any earnings. Nothing on our site is a promise or guarantee of earnings. You are responsible for your actions and results in life. Any statements made on our site are simply our opinion and thus are not guarantees or promises for actual performance. It should be clear to you that by law we make no guarantees that you will achieve any results from our ideas presented on our site, and we offer no professional psychological, medical, legal or financial advice.


We do not guarantee that any data, file or program available for download from or via Our Site is free from virus or any other condition which might damage or interfere with data, hardware or software with which it might be used, and in accessing Our site, you assume all risk of use of all materials, programs and files on Our Site. Prior to using any downloaded file you should carry out an appropriate virus check.